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diamond carat

2010-07-29T00:42:00.000+07:00

Many people equate the term carat with the size of a diamond, and as carat size increases, so will the carat weight. But the operative word there is weight. Carat refers to the weight of a diamond and is equal to roughly 200 milligrams which is less than a ¼ of an ounce. A carat can also be broken up into 100 points. So ¾ of a carat is also 75 points.

The heavier in carat weight a diamond is, the rarer it becomes. Prices of diamond increase exponentially with the weight of the diamond, so a one-carat diamond will cost much more than two ½-carat diamonds, given that other qualities, such as color and clarity, are equal.

The cutting of a diamond can impact the size of it, so depending on how their cut, two one-carat diamonds can look unequal. If a stone is cut flatter, then it will appear bigger, while a deeper cut stone will be smaller, but may have more brilliance and scintillation. You may be tempted to purchase a stone that’s cut flatter so that you can have the appearance of a larger, or heavier stone.

But a diamond that’s cut too flat will have too little brilliance and can look cloudy. Carat weight is important, but there’s no point to sacrificing other qualities that make a diamond special so you can say you have a two-carat stone. A beautiful one-carat diamond, with outstanding brilliance and scintillation is going to be the better choice, from both a personal standpoint and an investment standpoint.

A smaller diamond can always be enhanced with baguettes, trillians or smaller same-shape stones on either size. As we stated earlier, two smaller stones won’t cost as much as an equally-weighted single stone, so you can increase the importance of the ring you’re buying without doubling your cost.

Baby Jewelry

2010-03-09T03:04:00.000+07:00

What does jewelry signifies? Love, pride, fashion sense and affection. If you love someone dearly gift a beautiful jewel that enhances her or his eternal light well. Baby jewelry is a nice way to express your admirable and love for your child. It is a cute way to showcase your deep feelings for your newborn that he or she cherishes for their entire life.

Generally, baby jewelry means baby bracelets, which carries their name initials or the full name itself. They are put in a chain to support the initials that looks like their miniature IDs. Bracelets in beads, pearls, crystals, gold, silver and ceramics are also available in the market that creates some wonderful jewels for infants and children. Bangle bracelets in gold and silver are also a very popular form of baby jewelry that

parents usually gift their child. Increasing the preciousness of the bracelets, sometimes diamonds are also studded in it to give it a rich and abundant look. Further, you can enrich the look of your baby bracelets with different colorful charms and crystals that gives a stunning effect to the jewelry.

Pretty neck wears are also a much desired form of baby jewelry these days. You can also add a touch of pearls especially for girl child to increase her confidence and understanding. Beautiful crosses in silver and gold looks simply gorgeous in enhancing their distinctive personality whereas pendants in heart shapes for girls are an added value in their jewelry collection. For creating the magic further, you can also gift her beautiful single pearl pendant that is simply awesome.

Sophisticated and stylist earrings in different varieties and designs are also a wanted piece of jewelry in the market of baby jewelry these days. Ranging from a diamond, gold, pearl and silver earrings to designed teddy bears, flowers and heart shapes earrings, you can choose what suits your baby the best and what compliments her personality ultimately.

So, till now if you haven’t got the chance to gift beautiful baby jewelry then honor yourself by giving such a beautiful and adorable jewel that go well with your little ones style and taste. Make sure the jewel must be anti-allergic and soft on the skin to protect the child from unnecessary irritations and allergies. Select a sporty and funny jewel that your child treasures for rest of her or his life. Above all, choose a jewel that shows your ever lasting love and care for your baby.

Avoid Diamond Scams

2010-03-09T03:03:00.001+07:00

When it comes to diamonds, there are numerous scams to avoid. Most scams are minor, but there are some major ones that come up from time to time concerning the buying and selling of diamonds. Scams occur simply because most people who buy diamonds – for whatever reasons – don’t know that much about diamonds. Therefore, they are easily fooled.

A common scam that most jewelry stores participate in is the Carat Total weight scam. The tag on the piece of jewelry, usually a ring, only states the total carat weight of all diamonds in the piece, instead of listing the total weights separately for each diamond.

This leads consumers to believe that the main diamond in the piece is actually bigger than it is. Ask what the total carat weight of the center stone is. Also beware of fractions. Jewelry stores are allowed to round off diamond weights. This means that if the jeweler tells you that it is a ¾ carat diamond, it is probably between ½ and ¾ carat – but closer to ¾.

Jewelry stores often run ‘fluorescence’ scams to varying degrees. Referring to a diamond as a blue-white diamond is such a scam. A blue-white diamond sounds very unique and special, but in fact, this type of diamond is of lesser quality – even though the jeweler will try to make you think you are getting something special. Jewelry stores also like to show their diamonds in bright lights. Lights make diamonds shine. Ask to see the diamond in a different, darker type of lighting as well.

Some truly unscrupulous jewelers target those who want appraisals on diamonds that were given to them as gifts or that werepurchased elsewhere. They will try to tell you that the diamond is worthless, or worth less than it actually is worth – and offer to take it off your hands or trade it for a much better diamond, along with the cash to make up the difference. This is called low balling. Get a second, third, and even a forth opinion before taking any action.

Another common dirty trick is to switch the diamond you have chosen and paid for with one of lesser quality and value when you leave it to be set in a piece of jewelry, or leave a diamond ring to be sized. The only way to avoid this is to do business with one trustworthy jeweler. Avoid jewelers that you have not done business with in the past.

There are many more scams that jewelry stores commonly pull on unsuspecting consumers. Just use your best judgment, and purchase your diamonds with the utmost care and consideration.

Artificial Diamonds

2010-03-09T03:02:00.003+07:00

Diamonds as they say are a girl’s best friend and buying the perfect diamond ring should not be a problem for anyone. Usually any kind of diamond ring will do just so long as you get a big diamond on the ring you will be fine. However there have been people that feel an artificial diamond or man made diamond are different from mined diamonds and therefore they feel that the quality will suffer because of this. However there is nothing to fear because an artificial or man made diamond is still chemically the same as a mined diamond.

In fact it can be very hard for people to tell the difference between an artificial diamond and a mined diamond. This can create problems for many people because at the end of the day if you are going to treat someone to a diamond ring then you are going to want the real thing and nothing artificial. While it is unlikely that artificial diamond rings will replace mined diamond rings there still remains the fact that these man made diamond rings are still much cheaper then their mined counterparts.

Diamonds do look nice on a ring and because it is very hard to tell the difference from a man made diamond to a real diamond this means that any ring with a diamond on can look very nice. Diamonds can also withstand high temperatures a diamond can withstand temperatures reaching and including 1100C when it gets hotter then that the diamond will then vaporize.

Diamonds can be made to fit into almost anything for example man made diamonds can be made small enough so that they can be made into earrings, pendants, cufflinks and even bracelets. The possibilities that you have with diamonds are almost endless they can be made to fit into anything and you can visit any jeweller and just see all the diamonds that they have on display. These will range from earrings to engagement and wedding rings. Of course diamonds do not come cheap and if you want to purchase a piece of jewellery that contains diamonds then you will have to pay a pretty penny.

Diamonds are without a doubt a beautiful piece of jewellery to look at. If you are lucky enough to own a piece of jewellery with a diamond in it then you will usually only wear it for a special party. Just so you can see your friends admire your stunning piece of diamond jewellery.

Art Deco Jewelry

2010-03-09T03:02:00.001+07:00

If you are a true lover of the periodic jewelry, the style and miniature art of art deco jewelry will definitely take your heart away. Originated in Paris, art deco jewelry is a rare combination of aristocratic preferences with a modern touch that enhances the individuality of its wearers.

Historically, the golden era of art deco jewelry was in 1920’s to 1930’s when most of the creative work was done. Due to world war one it had to see a rough phase but it never ended since then. Started as costume jewelry, art deco jewelry has been taken well in fine jewelry that is now comparable to modern bridal jewelry. Thus, it has a great style and pattern that shows true commitment and dedication transforming in different attractive ornaments such as rings, necklaces, brooches, bracelets for you.

Normally, art deco jewelry comes in many metals. You can find stylist and beautiful jewels in gold, both in yellow and white and platinum that look radiant and stunning. Especially, platinum is popular among its wearers as it is a new metal that has an unending shine and glow. Also, its combination with different colored stones gives a mesmerizing glaze in jewelries. That’s why; art deco jewelry in platinum is highly in demand these days. One of the interesting feature of the art deco jewelry is its contrasting stones and color combination that’s make it really different from rest of the jewel. Mainly, a central gem is surrounded with other different stones to get an overstated appearance that is simply marvelous. Diamond surrounded by corals, emeralds, rubies and onyx are the perfect example of that extravagant look. This skill of art deco is also engraved into leaf, flower and other shapes as well. Based on geometrical designs, art deco jewelry comes in different cuts such as princess, marquise, emeralds and heart that produce fancy as well as intricate jewelry.

Despite being traditional and periodic in looks, art deco jewelry has a modern touch that increases and enhances its overall appearance. Sleek and elegant designs in different geometric designs reveal sophistication and aspirations of modern life. Nowadays, new cuts and shapes are also included in art deco jewelry in order to give it a new meaning and life. Due to its complicated patterns and periodic resemblance, art deco jewelry can be expensive sometimes but its uniqueness and sophistication is really out of this world so, treat yourself with a classic art deco jewelry with a difference.

Antique Jewelry

2010-03-09T03:01:00.001+07:00

If you are fond of vintage items, you don’t have to depend entirely on your ancestors to acquire a few of these heirlooms. Heirloom-quality jewelry from the Victorian, Edwardian, art deco and other periods is now readily available. When you wish to gift a rare piece of jewelry to your beloved, choose a unique vintage item that she will preserve for the rest of her life. Antique jewelry, a term applied to jewelry over a hundred years old, is now a favorite with the prospective brides, too. With everything that is old now coming back into fashion, most brides walking down the aisle are adorning vintage jewelry with pride.

Among the jewelry pieces that you can pick up are antique engagement rings, studded necklaces, bracelets, brooches, crosses, pendants, lockets and other extraordinary pieces of timeless art and beauty.

These antique jewelry pieces come to you through antique jewelry auctions, fairs and sales that are frequented by the jewelers to bring you pieces of extraordinary charm and elegance. Some of the jewelers also specify the age of the antique jewelry on display. For instance, some may claim to keep pieces from 1900 to 1950 (Edwardian, art deco and retro jewelry), and some may have heirloom pieces that are at least two centuries old (late Georgian or Victorian jewelry)!

Shopping for antique jewelry has an added advantage. It acquaints you to the history and culture of the era to which it belongs. You would be interested to know how the fashion of wearing delicate dresses in the Georgian era favored the use of small, light jewelry. Pendants with miniature paintings of loved ones were also prevalent in the late-Georgian era. In a similar way, jewelry belonging to each era is a reflection of the changing fashions. So, with every piece of antique jewelry, you also buy memories of a long lost era.

Amethyst: A Geological Marvel

2010-03-09T03:00:00.000+07:00

Amethyst is a high-quality form of quartz crystal, naturally found as clusters in a nodular stone. They are found sometimes in volcanic vugs or small cavities in rocks. The chemical name for Amethyst is Silicon Dioxide. Amethyst obtains its color through a combination of manganese impurities and iron.

The purple color comes from the presence of manganese, while the existence of iron in certain quantities controls the intensity of the color. Artificial heating treatments have been used on Amethyst to produce popular gems known as Citrine and Ametrine (400 and 500 degrees Celsius). Amethyst measures 7 on Mohs' hardness scale.

One of the largest cut amethysts in the world is 343 carats and is being displayed at the National History Museum in London. Very dark stones are sometimes heated to enhance color.

Metaphysical and Healing Properties

New Age supporters believe that crystal and gem healing is an art. Objects such as gems and crystals have absorbed and inherited the vital healing powers of Mother Earth. They believe that crystals and gems have physical and spiritual powers that can be used as a therapy for pain, stress and depression.

Amethyst has come to be known to possess prolific purifying healing powers. It acts as a healer at all levels of mind, body and soul, and is commonly associated with peace. It has a tremendous ability of reducing negativity and anxiety.

Placing it under the pillow is said to calm the mid, encourage sleep and dispel nightmares. Amethyst is also known to enhance mental strength and stability. It is considered an ideal stone for those who are struggling with addiction or recovering from alcoholism.

Beside its mental therapeutic benefits, amethyst is used as a remedy for many physical afflictions. When used as a medical solution, amethyst is used to treat toothaches, skeletal discomforts, and other bone and joint-related sicknesses. Amethyst also cures stomach problems, blood disease as well as heart and hearing disorders. Amethyst as crystal is used to heal nervous system problems such as neuralgia.

Amethyst in Jewelry

Amethyst is the traditional gem for the 4th, 6th and 17th wedding anniversaries. It is used as faceted stones and is carved in various shapes. Amethyst gemstones are used in necklaces, earrings, rings, bracelets, brooches, and pendants. This highly praised stone is also shaped and used other items such as hair accessories, key rings and watches.

History

Amethyst gets its name from the Greek word amethustos, meaning "not drunken". The origin of amethyst name and its healing properties come from a Greek legend telling the story of how Dionysus, god of wine and intoxication was angry from one mortal that he swore revenge on all mortals who did not get drunk and celebrate.

A young maiden called Amethyst was on her way to pay tribute to the goddess Diana, when she was captured by the furious Dionysus. Being so innocent she was not familiar with drinking and intoxication. Dionysus brought two tigers to eat her and sat back with his wine to watch.

Amethyst called upon Diana for help, who turned Amethyst into a crystalline quartz statue to protect her. Seeing Amethyst like that, Dionysus wept tears of wine, which stained the quartz purple creating the gemstone amethyst. Owing to its name and mythological origin, it was believed that the wearer of amethyst jewelry is immune to becoming intoxicated. Moreover, amethyst used to be carved into cups with the belief that drinking from it helps to cure and avoid positioning.

Purple color has long been associated with royalty. Because of its purple color and beauty, amethyst was favored by the royals for centuries. Amethyst necklaces and jewelry were found buried in the tombs of Ancient Egyptians, and was a personal favorite of Queen Catherine the Great.

It is still being used today, with the rare ones decorating the British Crown Jewels. Amethyst is mentioned in the Old Testament and the Bible, and is thought to encourage celibacy and symbolize holiness. Cardinals and Bishops in the Catholic Church wear rings with a large amethyst as a part of their office. In Tibet, amethyst is a sacred gem to Buddha.

Physical and Optical Properties

Amethyst is available in a wide variety of sizes and shapes. Large stones could be sold in free sizes but usually amethyst is cut in certain dimensions.

This semi-precious stone is unique in color. With colors range from pale lilac to deep purple, including a reddish shades sometimes, amethyst is the most valuable form of quartz. In jewelry, the deepest shades of Amethyst, which maintain their transparency, are considered the most precious.

A unique Brazilian amethyst in pastel shade of lilac with pinkish tones is known as Rose de France Amethyst. It is a very clean gemstone and was very popular during the Victorian age. Though it is frequently found in antique jewelry, Rose de France Amethyst is becoming popular again nowadays.

Geographical Information

Amethyst is found globally, at very affordable prices, in countries like Canada, Brazil, Uruguay, Mexico, United States, Zambia, Namibia and other African countries. Amethyst has been named the state gemstone of South Carolina.

Amethyst deposits can also be found in other countries such as: Germany, Italy, Bolivia, Madagascar, India and Sri Lanka. However, the quality of amethyst differs by region and source. Amethyst coming from South America is likely larger than the African amethyst. However, Amethyst from Africa is known for better and deeper color. Dark amethyst in small sizes is also found in Australia.

Amber jewelry

2010-03-09T02:59:00.002+07:00

Fashion jewelry is not merely the custom to wear certain gems or metals. It refers to much more than that: to fulfilling one’s fantasies and enriching lives by satisfying psychological needs, to peppering existence with a variety of colors, shapes and textures, to tickling senses and giving wings to dreams. Considering this, let’s take the example of amber jewelry, one of the oldest and most astonishing creations of beauty lovers. Fashion has a strong word to say in sustaining amber jewelry and every year new beautiful creations are available on the market.

Combined with precious metals, amber can become an exquisite jewel. The beauty of amber jewelry is a result of good polishing and precise cut of a variety of amber stones.

The color of the stones used to make amber jewelry is often gold, but amber can also come into many various unusual colors like: black, green, ivory, yellow, red, orange and even white. Natural amber may contain insects, feathers or flowers. Its colors are a feast to the eye and it is unique due to the fact that it imprisons something, unlike other precious stones. There are amber stones 30-90 million years old and they really represent frozen moments in time. Those treasures are a way to look back into well preserved moments of a life that existed in the past.

Amber jewelry is an original choice also because it has some interesting properties. It has a nice pine smell when you rub it on a piece of cloth, it’s warm and it contains succinic acid (a substance known for its therapeutic properties). The stone is not really a stone, but a resin that can become soft and malleable when heated and that can be chiseled very easily by jewel makers. Amber can be shaped in the most wonderful ways creating unique pieces.

This unusual stone is not used only for jewelry. It is in fashion and, therefore, artists use it to create amber sculptures and to decorate beautiful unique items with it. Amber jewelry is often used as magical amulets which protect from bad luck. It is also thought that amber jewelry can heal diseases from sore throats to anxiety. So, amber is an organic gem that people love not only for decorative purposes.

Amber jewelry was not always in fashion. A long time ago, the amber stone was considered to have flaws and was rejected from an esthetical point of view. Although it had periods in which its beauty was denied, there were moments in time in which amber jewelry was used as a diplomatic gift for princesses and princes. In the mean time, people used it in powders for curative purposes.

Because it began to be much appreciated, people started faking amber jewelry and they created quite an industry. Fake amber jewelry is everywhere nowadays, but there are some inexpensive ways to see if your stone is man made or not. You can test your amber gem’s authenticity by putting a heated needle on it. If the smoke smells like pine the gem is amber, but if it smells like plastic it’s definitely fake. For a non destructive way of testing, you can also rub the amber gem with a piece of cloth and smell it. If it smells like pine, it is a natural resin. The bad taste can tell you whether it is made of plastic not. If obtained through a chemical process, the just washed amber can taste poorly. Some other clues can also tell the truth about it. Amber does not melt, but it will burn. It will float in a bowl where you put one part salt and two parts water, while plastic and copal will sink.

If you do own real amber jewelry, you have to know how to protect it and save its value for many years to come. To clean your amber jewelry all you need is warm water and a clean piece of cloth. You mustn’t use any soap or detergent on it because they might ruin the amber’s structure. Even salad oil, butter or lard can destroy the resin. Amber jewelry has to be protected from heat or excessive cold because extreme temperatures may deteriorate it. A soft cloth is needed for wrapping each piece of amber jewelry in order to avoid contact, get scratched or become dirty.

There are many legends built around amber. It is said that the yellow resin is made of tears from the sun or (in Greece) from a nymph. Amber is also present in Ovid’s work as an incredible god like material which is out of this world. Even if you don’t believe that amber has incredible powers, there is no possibility of denial that amber jewelry is special. Wearing amber jewelry will give a more mysterious and unique look because the amber stone is itself an enigmatic gem which preserves history and charms the eye.

All About Pearls

2010-03-09T02:59:00.000+07:00

Wouldn’t it be nice to find real pearls from edible oysters? That would be the day when eating edible oysters would bring in not only food for the table but also pearl for jewelry. However, such thing is next to impossible considering that pearls do not grow in edible oysters.

Pearls are produced by mollusks including oysters, mussels and clams. However, mussels and clams rarely produce pearls while oysters commonly produce pearls no matter if they are in freshwater or in saltwater.

The idea that pearls are produced from sand intruding into the shell of an oyster is false. Sand is an inorganic material while pearls are formed by organic materials that are caught inside the oyster. As a defense mechanism, the oyster wraps the organic material with a substance called nacre, resulting to what is known as mother of pearl.

Most people believe that pearls should have an imperfect form since they are products of nature. However, there are those that are formed perfectly and these are considered very valuable pearls. Unlike the common belief that pearls are usually white, pearls come in various colors like black, green, red and even blue. Different-colored pearls can be found all over the world but only the South Pacific has produced black pearls.

Instead of waiting for the natural occurrence of pearls, there are people who culture pearls in the same manner that they are naturally formed. However, the organic irritants are intentionally inserted through a crack in the oyster’s shell. Natural pearls are however more expensive than cultured pearls because of their rarity.

Among the kinds of pearls are cultured pearls either in saltwater or freshwater; South Sea pearls that are produced by the silver lipped oysters are rare pearls that are cultured in Australia and are usually very large; South Sea pearls produced by golden lipped oysters and are cultured in Indonesia and Tahitian pearls or black pearls that are produced by black lipped oysters and are cultured in Cook Islands or in the French Polynesia.

So how can one determine if a pearl is real or an imitation? Real pearls tend to feel sandy when rubbed along the edge of the front teeth while imitation pearls fell smooth.

Aside from the kinds of oyster from which pearls are produced, the quality of pearls is determined according to their luster or shine. Thick nacres that have been left in the water longer are generally shinier. The shape of a pearl is also important and the rounder the pearl, the better. The larger the pearl, the rarer they are and the more expensive.

Pearls are generally used as pieces of jewelry but they are also used in making cosmetics. Powdered pearl that is made from shells and pearls of not so good quality is said to produce paler skin with a natural glow. Pearl cosmetics are actually being exported by many countries including China to the Unites States.

All About Jewelry

2010-03-09T02:58:00.001+07:00

Be it any moment of your life you always aspire to look the best and posses the best possible appearance. And if it’s your marriage you want to look, as beautiful as never before. Sparkling array of designs for every mood and personality from wild sensuality to serene gracefulness, from divine beauty to alluring exotica and much more for every woman is available all over the world. A lot of people know the fact that buying and specially importing bulk jewelry in wholesale price can save a lot of money for them and they do follow this tip while spending on jewelry.

The glamour of trinkets and Jewelry has eluded minds since its evolution and will never fade out. There are a number of ornaments that fascinate everybody like necklaces, bracelets, watches, scarves, rings, handbags, brooches, belts and clips. In fact the power of its dazzle has kept men and women spellbound till today. The glitter, its sheer worth and the aura it radiates has gripped us all. Society owes importance to women and women owe it to Jewelry. When it is Diamond, it is not only the investment of your money but also like rewarding your emotions. Exceptional and mesmerizing, mysteries and magical, the diamond has brought up flames in romantic passion throughout history. The one, signifying wealth and status, the diamond remains one of the most luxurious and sought-after gifts for any romantic and triumphant occasion, a gem whose purity and brilliance symbolizes long lasting love. As it is an old saying that Gold is an investment, but Diamonds are forever. You can get a wide range of classic and modern Jewelry at incompatibly lowest prices. And their designs take your breath away.

Jewelry with all its glitter is a subject of lasting interest. Silver, gold, diamond and other gem stones are most commonly found ingredients of good jewelry. Jewelry rich in ethic beauty and craftsman can transform a girl into glamour queen. Styles and dress code change from time to time but jewelry has held ground through centuries. Loyalty of woman to this fashion accessory remains unraveled, the constancy may have got something to do with the value of gold which can be cashed in time of need but women basically want to adorn themselves with jewelry which upgrades their feminity. There are many BIS approved jewelry stores all over the world and also the distributors for the big brands like D’dmas and Nakshatra diamonds. Jewelry comes in various designs like polka stone studded Swarovski Austrian crystal and gemstone bridal jewelry styles in both sterling silver and traditional styles. Unique and classical designs consist of precious and semi-precious gemstones with Swarovski crystal because it glistens like no other. Now a day’s kundan and polki Jewelry is in great demand. We should not deny the fact that glittering gold and sparkling diamonds are surely going to make any occasion a lot more different for years to come.

For more info on jewelry visit: http://www.mtcimport.com

All About Cameos

2010-03-09T02:57:00.002+07:00

There is something about a cameo that it truly captivating. Be it the attention to fine detail, the elegance of the portraits, there is simply nothing quite as beautiful as a cameo, and they never go out of style. Cameos can be made from variety of materials, such as abalone, wood, bone, coral, ivory, agate, glass, plastic, various shell types, and layered hard stone which comes in a variety of colors.

Molded cameos are usually made of glass. They usually consist of either one or two colors. Often the colors are swirled together. Glass cameos are usually quite shiny. Molded cameos are also molded from plastic. The wedgwood style cameos were made from plastic. Plastic makes a terrific imitation shell cameo.

Older cameos were often made with celluloid using two colors. Occasionally, but not very often, natural materials are molded. One way to tell if a cameo is molded is to look for a roundness in the detail and a lack of sharp and precise lines. To identify glass cameos look for the presence of mold marks and ridges or dimples on the back.

Shell cameos are carved from a single piece of shell. Shell is soft, so it is very easy to carve. Shell cameos are usually two colors. Shell cameos have a thin concave back, with the exception of abalone and mother of pearl which are usually flat on the back and somewhat thicker. Coral Cameos are usually a single color, and also have a flat back.

Agate cameos are carved with the same technique that shell cameos are carved. Agate has one main advantage, because the carver is able to see the layers of color from the side and knows that these layers will basically be flat. Stone is much harder to carve. A good hard stone cameo is often under carved at the junction where the portrait meets the flat plaque. At a quick glance stone often looks like an applied cameo, however upon closer examination one can determine it to be stone.

Amber Cameos are rather new to the market place. Amber cameos are carved from natural amber with the reverse intaglios being hand carved.
Practice will make it easier to tell molded cameos from carved cameos: Usually natural materials are carved, while glass and plastic materials are normally molded but could be carved though not very likely. Molded cameos can be two colors by the simple device of pouring one color into the mold in a thin layer and then following with a thicker layer of another color.

If you are buying for value distinguishing the type of cameo could be very important. However, if you are buying because you simply "love" the piece, then determining the type of cameo and the value are not nearly as important. We suggest if you are purchasing a cameo because you want to add it to your jewelry wardrobe then choose what your heart falls for, just be certain you are not overpaying for what you are getting.

Cameos make a wonderful fashion statement! And they never go out of style.

Absolute

2010-03-09T02:57:00.000+07:00

Is it absolutely clear now?! Can you see it?! How could you possibly determine whether the diamond you are buying is worth for the cost and truly genuine?!
Below are some qualities of diamond which may be helpful for you.

In buying something there are things which you should consider. Whatever those things are of course the first thing you will check is the quality of a product.

How clean a diamond is reflects with its clarity. Whether if it has no blemishes or any insertions whenever it will be observe by the eye or by a magnifier.

To select a good quality when buying a diamond you should be familiar of some terms.

The blemishes which I have mentioned earlier are flaws on the surface of a diamond. If there's any missing piece that is what we call 'CHIP' and any scrape is what we can consider a 'SCRATCH.'

Any crack found is considered as a 'FRACTURE'. Sometimes during polishing stage there are fine lines being left which is called 'POLISHING LINES.' While the 'NATURAL' is the unpolished part.

In polishing a diamond you may encounter an 'EXTRA FACETS' which shouldn't be present. These are excess polished surfaces which messes up the symmetry of a diamond.

'BEARDING' on the other hand are tiny fractures that can be found on the edge of a diamond.

'INCLUSIONS/INSERTIONS' are some imperfection which may be found inside it.

If you happen to find black spots inside the gem it is 'CARBON', while a white spot i s called 'CRYSTAL'. An internal cracking is called 'FEATHER.' Tiny spots called 'PINPOINT' happened to be smaller than a crystal and a group of it is identified to as 'CLOUD' that gives large inclusion.

The instrument used to estimate a diamond is 'LOUPE.' Such instrument must be 10X magnification. The housing surrounding the lens must be black to avoid distorting the color.

A Short History of the Wristwatch

2010-03-09T02:53:00.000+07:00

Over the centuries clocks have been used as a status symbol by those who wear them. Their precision, elegance and convenience are just some of the attributes that clocks and watches represent. Often they are bought purely for their aesthetic looks. and at other times they are bought because of their technical attributes like being precise to the last second or even millisecond. This is what makes clocks and watches so collectible and in some cases they can command high sums of money.

Whether you collect the new high precision watches or ones that come from a past era, the fact is that over the years this hobby has become a high turnover business. And collecting watches is in a lot of circles regarded as a wise form of investing.

At the start of the last century the clocks that were available for men or women were firstly pocket clocks, and then clocks that held by a pendant attached to the lining of jackets or corsets. The advent of war, industrialization, and the development of the sport activities, brought over new trends which extended to not only the way we dressed, but also how we carried our clocks.

It is said that it was a nanny who invented wrist watches at around the end of the 19th century, who fixed a clock around her wrist by using a silk band. The first watches to be made were in fact smaller models of pocket clocks that were fitted with a leather strap. Once this product hit the market newer designs started to be produced based around this same concept.

It was Louis Cartier who first made the kind of watches we see today when he created a watch for a flying pioneer hero by the name Santos Dumont. By 1911 this same type of watch was on general sale. That same type of watch became the blueprint of what wrist watches look like to this day.

Soon after the design of wrist "clocks" began to diversify away from the classical round shape that had been in vogue up until that time. From the Cartier classical wrist watch other makes of watch started to emerge which were characterized by their shape. Movado is the perfect example of these new designs when it came out with the "Polyplan" shaped watch. Then came the famously and cryptically called "clock reference n. 1593" by Patek Philippe which was a rectangular shaped watch.

From 1913 onwards more and more watches started to be developed in all shapes and styles. From the "gondola" watch of Patek Phillipe to Louis Cartiers' "Tank"; named thus because it was inspired by the shape of English armored cars of the time. These are watches which are very much sought after. There were other numerous watch makers like Audemars Piguet, Vacheron Constantin who along with Patek Philippe and Cartier came out with many other designs which added other features to the watches like lunar phases, month and day most of which are found in modern watches now.

Of course we could not mention wrist watches without mentioning the most famous of them all: the Rolex watch. In the 1920s Rolex debuted in the world of wrist watches with the elegant Rolex Prince and its revolutionary "dual time" feature made famous for having the "seconds sector" larger than that of the minutes. At the same time Jaeger Le Coultre produced an even more advanced piece called the "Reverse", also very revolutionary in that it could be turn 180 degrees within its case, thus protecting the crystal and dial. It became incredibly popular and was only prevented from achieving even greater success by the recession of the 1930s and the advent of world war 2.

These early watches of the 1910s to 1930s are what define all the makes of watches that we see and wear today. This short article has only scratched the surface of what is a very vast subject which has many more watch makers with diverse and revolutionary designs. However it is makers like Rolex, Cartier, Jaeger Le Coultre and the others mentioned that are amongst the most valuable and collectible, and should you ever be so lucky to get one then make sure you hang on to it - preferably to your wrist.

Quick Guide to Wholesale Cubic Zirconia

2010-03-09T02:52:00.001+07:00

Jewelry lovers are buying cubic zirconia today more than ever thanks to the improvement in quality and the many fashionable styles available. As a jeweler or jewelry manufacturer, this gives you a tremendous opportunity to sell quality jewelry for less and cater to your customers.

What is Cubic Zirconia?

Cubic zirconia is a man-made composition created to simulate, or take on the likeness of, a real diamond. Due to its hardness and beautiful shine, cubic zirconia has become the most popular substitute for diamonds on the market today. It is available in many fashionable styles, shapes and colors to fit any occasion. Cubic zirconia stones can be used in all types of jewelry, including rings, necklaces, bracelets, anklets, and earrings.

Synthetic Gemstones

Synthetic gemstones are made in a laboratory but still carry the same properties as natural stones. These "lab gems" have become popular and actually are in greater demand today for their own beauty, not merely as a substitute for natural stones. Almost every popular gemstone has a synthetic counterpart. Customers are flocking to get the latest style of cubic zirconia or synthetic gemstone jewelry like never before.

What's the Difference?

Though both have lovely characteristics, there is a great difference between cubic zirconia and synthetic gemstones. Both are created in a lab, but synthetic gemstones are made using the same optical, physical, and chemical properties as natural stones. Lab gems also have the same mineral content as natural gems. On the other hand, cubic zirconia is created to look similar to natural stones but with different optical, physical, and chemical properties.

Types of Synthetic Gemstones

Synthetic gemstones come in many shapes and forms. They are available in coral, diamond, alexandrite, emerald, lapis lazuli, ruby, sapphire, turquoise, spinel, garnet, and quartz. There are many shapes and colors available. For example, lab blue sapphire gems and lab ruby gems come in the following shapes: heart, marquise, octagon, oval, round, trillion, square, pear, and baguette.

Cubic Zirconia Styles

Cubic zirconia resembles a diamond and is available in various shapes and colors. For instance, there are heart-shaped lavender stones, oval-shaped pink stones, pear-shaped champagne stones, and many other dazzling combinations.

Quality Checklist

When shopping for wholesale cubic zirconia or synthetic gemstones, be sure to only buy top quality stones. Ask for samples to check for quality in the following areas: cut, smoothness, hardness (cubic zirconia ranking 8.5 on Moh's Scale of Hardness), and weight. Find a reputable gemologist to help if you're not sure how to check for quality.

Don't settle for second-hand stones. Look for great wholesale prices when ordering loose cubic zirconia, or loose cz, without sacrificing quality. Your customers will know the difference. Look for the grades when buying white cubic zirconia - Grade A, Grade AAA, and Grade AAAAA. Grade AAAAA has become the most valued cubic zirconia stone because it offers long-lasting fire and sparkle.

When buying loose cubic zirconia from a wholesale supplier, remember to put quality first so your customers can enjoy long-lasting beauty.

Guide To Diamond Engagement Rings

2010-03-09T02:50:00.000+07:00

Surprising your girlfriend with a beautiful diamond ring is a moment both of you will cherish your entire life. A once in a lifetime occasion, buying a diamond ring should be done carefully as your fiancée will wear it everyday, showing it off to her friends and family members, flaunting your love.

The market is flooded with numerous jewelers and shops claiming to sell the most authentic and beautiful diamonds there are. To make the right choice from the plethora of designs and variety can indeed be a confusing task. It would do you good to be aware of some basic tips on buying diamond jewelry before you buy one for your girlfriend. The ‘four c’s’, color, cut, clarity and carat, are the deciding factors for a

diamond’s purity and value. This king of gems comes in all colors, with white being the purest and costliest. Although it is the hardest stone available, diamond can be cut in a variety of fancy shapes and sizes. The shape and cut determines the shine of the gem.

One should choose the shape of the diamond according to your girlfriend’s personality. If she is dainty-- buy a small elegant one; tall and well-buily? go for a large squarish rock. The sparkle of the diamond often holds more importance than the rock’s size. Clarity of the diamond ensures a dazzling shine every time the light passes through the stone. Carat, or the weight of diamond, also contributes to its price and value in the market.

Educating yourself about the ‘four c’s’ will keep you from buying imitations. Even though it is conventional to spend two months salary on your engagement ring, you can buy synthetic diamonds, which will be easier on your wallet. Synthetic diamond has the same physical properties of a real diamond but is more affordable than the real one. Finally, do ask the jeweler to provide a purity certificate, which will serve as a guarantee and later help in insuring your gems.

Graduation Gift

2010-03-09T02:49:00.000+07:00

“The only real failure in life is one not learned from.”
Anthony J. D'Angelo, The College Blue Book

Ah, graduation. A lot of hard work, time, talent, money and drive have led to this point: a milestone that will be celebrated, photographed and remembered forever. Whether from high school, college, law school, medical school, or what have you, graduation is a wonderful time of excitement and change.

How to mark the occasion? You can always write a check. (What new graduate doesn’t need money?) Before you whip out your wallet, however, remember that cash is practical, yet very impersonal. Because you’re reading this, it’s a good guess that the graduate is a special woman in your life, she worked hard to get where she is, and she deserves a graduation gift that is truly memorable.

How about something memorable, practical, meaningful and beautiful? Try pearls.

Pearl jewelry—whether pearl studs, a pearl pendant or a beautiful pearl strand—is a classic and wonderful addition to any woman’s jewelry box. Whether she’s heading off to college, interviewing for jobs, about to embark on a career, or planning a wedding, the recent graduate can wear pearl jewelry for instant polish. Added bonus: She’ll remember you every time she wears them.

Which pearls to choose
Pearls come in many beautiful styles, shapes and designs, but for graduation, a simple classic style that will stand the test of time is best. (They don’t call them staples for nothing.) Because classic pearls are so popular, there are a variety of options from which to choose. The following are classics she’ll reach for again and again.

•   Pearl stud earrings: The great thing about pearl studs is that they go with everything. Round, white pearls with a rosé overtone flatter most skin types, and make a wonderful addition to any jewelry box. Some stores even carry pearl studs for non-pierced ears.
•   16 inch pearl strand: A matched pearl strand is a jewelry staple for a reason: it’s a classic—not to mention a no-brainer accessory that a woman can reach for to instantly add polish to an outfit. Shorter strands worn closer to the throat draw attention to the wearer’s face and skin; with their dewy complexions, young women look fantastic in pearl chokers. This style sits close to the throat and looks great with a business suit, v-neck sweater, tee-shirt or open-collared dress shirt.
•   18 inch pearl strand: This slightly more versatile, “princess” length necklace can be worn with most any neckline, and will serve the graduate well throughout her life. The princess length is a very popular choice for a great reason: it works well with everything from turtlenecks to sweaters, business suits, dress shirts, and more.
•   pearl pendant: A pearl pendant necklace featuring a single, large pearl is a great option that can be worn with many different styles. Choose a thin sterling silver or white gold chain for a modern look.
•   pearl bracelet: A perfect complement to a bold watch, and slightly more affordable than a pearl necklace, a pearl bracelet adds polish and class.
•   pearl ring: A pearl ring can make quite a bold and sophisticated statement, especially when the ring features a single, large pearl. The only downside to buying a ring is that you need to know the graduate’s ring size. Classic pearl rings look fantastic with both white and yellow gold.

Many retailers and online stores sell classic pearl jewelry in sets. Not only is this great because you pay less for the set than if you purchased a necklace, earrings and bracelet separately, but buying a pearl jewelry set provides the added bonus that the pieces will match.

What to look for
No matter which style you choose, or whether you buy pearls from a local jewelry store, large retail chain or Internet store (which should offer adequate descriptions of what you’re buying along with a money-back guarantee), keep in mind these tips when you’re shopping for pearls and you won’t go wrong:
•   You’ll pay more for larger pearls. In general, a larger pearl takes longer to form, and the chances of finding a perfectly round, large pearl are slim. After the 7.5-8mm mark for freshwater cultured pearls and akoya cultured pearls, the most popular pearl types, prices rise dramatically. A 6.5mm strand is both lovely and affordable—and perfect for young women.
•   Pay attention to luster and surface. Pearls should have a high luster, or surface sheen, meaning they reflect light well. They should also be free from large blemishes such as chips and pits, although small blemishes are acceptable. An absolutely perfect strand is likely faux. Pearls are, after all, a natural product, and small variations are to be expected and do not detract from the pearls’ value.
•   Round is the hands-down favorite shape. While baroque pearls are gorgeous, and button and coin pearls are modern and affordable, when it comes to classic pearls, round is still in. To check that pearls are uniformly round, ask the jeweler or read the Internet description. If you can handle the strand, roll it on a table. Matched pearls will roll smoothly.
•   Thickness is important. Most pearls sold today are cultured pearls, and the best ones are formed in oysters or mussels that have been implanted with small, mother-of-pearl beads and mantle tissue or mantle tissue only and left in the water long enough for a sufficient coating of nacre to form. Avoid pearls that have been implanted with large plastic or glass beads or harvested prematurely; they will flake and peel easily.
•   Pay attention to uniformity. Make sure that pearls in a piece of jewelry are the same size, color, shape and luster.
•   Beware: Some jewelry makers try to hide smaller or imperfect pearls near the clasp.
•   Choose color carefully. Pearls look best if they flatter the skin tone of the wearer.

Follow these pearl-buying tips, choose wisely, and your graduate will have a jewelry staple she’ll treasure forever.

A graduate of the Gemological Institute of America’s Graduate Pearls program, Amy Drescher is a fashion writer and accessories buyer for www.moonriverpearls.com. She welcomes your questions. Reach her at adrescher@moonriverpearls.com.

Most Common Diamond Scams

2010-03-09T02:48:00.002+07:00

When it comes to diamonds, there are numerous scams to avoid. Most scams are minor, but there are some major ones that come up from time to time concerning the buying and selling of diamonds. Scams occur simply because most people who buy diamonds – for whatever reasons – don’t know that much about diamonds. Therefore, they are easily fooled.

Jewelry stores like to show their diamonds in bright lights. Lights make diamonds shine. Ask to see the diamond in a different, darker type of lighting as well. Jewelry also stores often run ‘fluorescence’ scams to varying degrees. Referring to a diamond as a blue-white diamond is such a scam. A blue-white diamond sounds very unique and special, but in fact, this type of diamond is of lesser quality – even though the jeweler will try to make you think you are getting something special.

A common scam that most jewelry stores participate in is the Carat Total Weight scam. The tag on the piece of jewelry, usually a ring, only states the total carat weight of all diamonds in the piece, instead of listing the total weights separately for each diamond. This leads consumers to believe that the main diamond in the piece is actually bigger than it is. Ask what the total carat weight of the center stone is. Also beware of fractions. Jewelry stores are allowed to round off diamond weights. This means that if the jeweler tells you that it is a ¾ carat diamond, it is probably between ½ and ¾ carat – but closer to ¾.

Some truly unscrupulous jewelers target those who want appraisals on diamonds that were given to them as gifts or that were purchased elsewhere. They will try to tell you that the diamond is worthless, or worth less than it actually is worth – and offer to take it off your hands or trade it for a much better diamond, along with the cash to make up the difference. This is called low balling. Get a second, third, and even a forth opinion before taking any action.

Jewelry stores often run ‘fluorescence’ scams to varying degrees. Referring to a diamond as a blue-white diamond is such a scam. A blue-white diamond sounds very unique and special, but in fact, this type of diamond is of lesser quality – even though the jeweler will try to make you think you are getting something special. Jewelry stores also like to show their diamonds in bright lights. Lights make diamonds shine. Ask to see the diamond in a different, darker type of lighting as well.

Another common dirty trick is to switch the diamond you have chosen and paid for with one of lesser quality and value when you leave it to be set in a piece of jewelry, or leave a diamond ring to be sized. The only way to avoid this is to do business with one trustworthy jeweler. Avoid jewelers that you have not done business with in the past.

There are many more scams that jewelry stores commonly pull on unsuspecting consumers. Just use your best judgment, and purchase your diamonds with the utmost care and consideration.

tips on how to take better digital jewelry photography

2010-03-09T02:48:00.000+07:00

1) Focus your camera

In order to ensure your images are sharp, make sure you know how to focus your camera. Digital cameras with auto focus are often difficult to focus precisely, especially when shooting small objects. Make sure your read your owner's manual and understand how your camera's auto focus operates. Most digital cameras are designed to easily focus on large objects but have difficulty on small objects. It is often useful to put your camera in spot focus mode. Spot focus will give you more control over what part of a scene the camera is actually focusing on.

2) Use a tripod

Even the slightest movement while taking a picture will cause motion blur.
The closer you get to an object the more obvious the motion blur becomes. Using an inexpensive tripod will make a big difference in the sharpness of your images. For really sharp images it makes sense to invest in a good, sturdy tripod. If your camera has a remote shutter release then use it, if not then use the camera's built-in timer to minimize camera shake.

3) Put your camera in aperture priority mode

To get the largest area of your subject in focus, it is good to set your camera in aperture priority mode and set the aperture to the highest number possible. The closer you get to your subject, the more important this becomes.

4) Use soft lighting

Your camera's built-in flash will rarely give good results for product photography. For soft lighting either shoot outside on an overcase day or use a light tent like the EZcube, Cubelite, or use a soft box.

5) Use image editing software

Even inexpensive software like Photoshop Elements or ACDSee can make your product photography much easier. It may seem like it's faster to use an image exactly as it was shot. But in reality, it is difficult to shoot an image precisely how you would like to appear in its final form. Image editing software allows you to crop an image, adjust it's exposure, sharpen the image and then resize it, often in less than 60 seconds.
The biggest difference between an amateur's product snapshot and a professional's product image are sharpness and lighting. Steps 1,2, and 3 will improve the sharpness of your images while Step 4 will improve your lighting. A minute spent editing an image will improve it further. Because these few steps seem so basic, it's tempting to ignore them. However, if you take time to follow them, you will see a huge improvement in the quality of your photos.

Tips on How to Find the Best Wholesale Jewelry

2010-03-09T02:45:00.000+07:00

Whether you're a fashion retailer, an e-tailer, an eBay seller, or you simply want to earn some extra income selling costume jewelry, the key to success is finding great wholesale jewelry from a costume jewelry supplier. Finding high quality wholesale fashion jewelry can be an elusive quest, though, so here are five tips to get you started.

1. When it comes to wholesale jewelry, import is king.

Almost all fashion jewelry is imported, so you need to find a costume jewelry supplier that obtains jewelry from around the globe. The more sources of jewelry the supplier has, the more likely it is that you'll be able to find the variety of pieces you need at bargain prices.

In addition, you'll be assured of a steady stream of new pieces and your ability to obtain the wholesale jewelry you need won't be hampered by world events that negatively impact those wholesalers with only one supply chain.

2. Find a jewelry trend spotter.

Unless you're steeped in the world of fashion, you won't be exposed to the nuances of seasonal jewelry trends. A good wholesale jewelry store will do your homework for you, and offer pieces that reflect the latest trends in jewelry design. You don't want to be stuck with chunky necklaces when fine filigree is in fashion, but you want to make sure you have enough hoop earrings when they hit the fashion runways.

3. Don't forget the classics.

Although it's important to have a variety of trendy pieces, a good wholesale costume jewelry supplier will also carry the classics, like sterling silver, cubic zirconia, Swarovski crystal, and semi-precious stone jewelry. Unless you specialize in being fashion forward, more traditional pieces are staples that will sell year-round.

4. Look for breadth and depth.

Accessories consist of more than earrings, bracelets, and necklaces, so your wholesale jewelry supplier should carry a wide variety of pieces. Anklets and toe rings are must-haves, but so are body jewelry, cell phone jewelry, hair accessories, key chain charms, and bejeweled belts.

5. Look for minimums, shipping, and customer satisfaction.

When you're shopping for wholesale jewelry, find a costume jewelry supplier that has a reasonable minimum purchase. You may not be able to - or want to - commit to investing a significant sum of money in fashion jewelry. An online wholesale jewelry store, for example, may only have a fifty-dollar minimum order, which is a perfect place to start.

In addition, it's important that the supplier you select has the merchandise in stock, rather than forcing you to wait until they receive their jewelry import. Look for a company that ships on the same business day or by the next business day at the latest.

Finally, one of the best ways to judge a wholesale jewelry supplier is by their commitment to customer satisfaction. The supplier should be able to provide you with testimonials, and attest to the importance of customer satisfaction to their business.

Tips for Buying Handcrafted Silver Jewelry Online

2010-03-09T02:44:00.001+07:00

Genuine handcrafted silver jewelry is as beautiful as it is unique. Whether you're looking for pieces to add to your collection or are shopping for gifts, there are excellent online sources for handmade earrings, pendants, rings, barrettes, and necklaces. For a wonderful buying experience, follow these five tips.

1. Find a reputable source. This may go without saying, but don't confuse commercially manufactured jewelry with handcrafted silver jewelry. The latter is made by artisans that take great pride in their work. It's helpful to look for a company that has been in business for decades, and that has been selling online for at least five years.

2. Take advantage of customization. When jewelry is handmade, it can be customized in any number of ways, from the lengths of chains to the types of gemstones used in pendants and rings. You don't need to settle for "almost good enough." Instead, you can get the piece you've always dreamed of, in exactly the right size.

3. Measure carefully. Because customized pieces generally aren't returnable, it's important to make sure that the handcrafted silver jewelry you order will fit. It only takes a few minutes to get a good measurement, and doing so will ensure that the necklace or ring you order will be exactly what you want. For rings, ask a friend to take a piece of string, put it around the knuckle or largest part of your finger, and mark the string. To determine the size, hold the string against a tape measure and compare your measurement to the website's sizing chart. If you're in between sizes, it's best to go with the larger size. You can also use string to measure for bracelet, necklace, or anklet lengths.

4. Do your gemstone research. The best online jewelry sites have a wealth of information on gemstones. Before you order, read up on the gemstones you are considering. It's important to know, for example, that aquamarine can be cleaned with dishwashing detergent, but that ultrasonic and steam cleaning may damage the stone. Similarly, you may know that pearls are delicate and can easily absorb liquids, but you might not know that turquoise is also porous and can easily become stained.

If you're going to order jewelry with gemstones, it's also crucial to know whether the stones are natural or if their colors have been enhanced. Reputable artisans will freely share this information. Don't be alarmed, however, if the stones have been heated or irradiated to intensify or change their colors. Naturally colored rubies, sapphires, and topaz, for example, are extraordinarily rare; it is an accepted practice within the jewelry industry to enhance gemstone colors.

5. Invest in the real thing. Silver jewelry is gorgeous, but only if it's real silver. Make sure that the online source you select uses either sterling silver (.925 or 92.5 percent silver) or fine silver (99.9 percent pure silver). When you invest in handcrafted silver jewelry, you're not only buying a piece you will treasure, but one that is likely to become an heirloom for future generations.

Short-term vs. Long-term stock investment

2010-02-21T09:50:00.000+07:00

There are many persons that run towards stock investment as a means to make some quick money. This is perhaps however not the best investment option for persons with short term rewards in mind. The best option when thinking of investing in stocks is if you are interested in accumulating funds over a long period of time. One such example is the investment for future needs such as a nest egg for retirement and so on.
Stock Exchange Investment List
In stock investment both short term and long term investments come with risks attached and therefore nothing is truly guaranteed in the stock market. Today could be very good and tomorrow very bad resulting in great gains or great losses as the case may be. However, in terms of long term investment, it is shown according to statistics that there are no 20 year portfolios that have lost on the stock market. The average returns have averaged about 10 percent and these accounts all have a broadly diversified portfolio of stocks.

In the short term the market is very risky. The market will go up and then go down so if you are only thinking of investing for a short period then this is not the best option. If you are nearing retirement age and now beginning to invest in stocks this is not a good option. The best option in these cases as a protection against inflation, rather than stocks, is to invest in stable investments such as bonds and other cash instruments. This offers more security than stocks in the short term.

So how long is considered short term? Many persons are under the misconception that short term means less than a year but this is in fact not so. In terms of stocks short term is considered to be five years or less and some persons will recommend more years rather than the minimum of five years. A good rule is that if you are going to need your funds in the next five years then stay away from stock investment. Another point to note is that unless you are an active trader then short term investments make no sense. If the funds being used are for retirement investment then being an active trader is also not recommended.

The average down time for some markets is a year but this has been seen to last much longer a well so though for a long term investor this downtime may seen to be a lifetime it will pass but if you are a short term investor you will lose a lot depending on the market fluctuations. Stock investment will offer many great opportunities but can be devastating for a short term investor. If you know that the funds you are investing will be required for use in a short time then choose investment options that are more secure and protected. It is true that you may get lucky and make a fortune but it is also true that the risks are high and that you can lose everything.

Does a Faulty Barometer Herald a Storm for Stocks?

2010-02-21T09:47:00.001+07:00

Should you fire your financial advisor and hire a month in order to optimize your asset allocation?

Probably so, if you believe proponents of a time-honored indicator of future stock market performance known as “The January Barometer.” The Barometer simply states that “As goes January, so goes the year,” and it’s racked up a seemingly remarkable forecasting record since well before Yale Hirsch of Stock Trader’s Almanac first popularized it as early as 1972.

Since 1938, the direction of change of the benchmark S&P in the first month out of the gate has matched the year as a whole more than a whopping 80% of the time, making January by far the most predictive month on the calendar. The results are similarly impressive if you use the Dow Jones Industrial Average (DJIA) as a yardstick and, although it somewhat diminishes the accuracy of the forecasting tool, if you assess efficacy over the next 11 or 12 months to avoid double-counting January’s moves in the periods it’s supposed to foreshadow. Dating back to the inception of the NASDAQ Composite Index in 1971, January achieves the greatest success of any month in anticipating the movement of OTC stocks throughout the following 11 or 12 months, and ranks second only to April in its correlation with calendar-year outcomes. Starting from 1950, an up January has meant about a 13% gain in stock prices through the remainder of the year, while opening with a down month presaged about a 1% loss.

Criticisms of The January Barometer

The historical evidence looked even more compelling at the start of this decade, but The January Barometer laid an egg in 3 of the past 5 years. In 2001, a positive January called a premature end to a bear market that got ugly after Al Qaeda suicide hijackers attacked the World Trade Center and Pentagon. In 2003, stocks declined in January, continuing a deep correction in the wake of a sharp initial rally off the final bear market low of the previous October, but turned higher in springtime to climb 26.4% by year-end, still the biggest annual gain since the 1990s. Last year, the market fell again in January, only to see the S&P 500 eke out a 3% gain for all of 2005, although the Dow edged down a fraction of a percent. However, the lackluster display by the blue chips actually understated the effect of the Barometer’s error in a year in which smaller stocks outperformed for a 6th straight time and the average equities mutual fund returned a total 9.5%.

Supporters of The January Barometer sometimes point to the 20th Amendment, a piece of Depression-era legislation also known as the “Lame Duck Amendment,” to explain why it works. The 20th Amendment mandates that presidential terms, as well as those of senators and representatives, shall conclude in January, and calls for congress to convene on January 3. Formerly, they didn’t throw the rascals out until March. Despite ratification in early 1933, the amendment didn’t take effect until 1934. Hence the nation was forced to endure 4 months of lame-duck leadership from a by then wildly unpopular Herbert Hoover after the 1932 election, as the Great Depression deepened and Wall Street surrendered the vast bulk of its spectacular gains achieved during the summer of ’32, following the stock market bottom.

Now, the president delivers his State of the Union Address, highlighting priorities for the year ahead, and unveils his proposed budget in January, making the month particularly influential, or so the theory goes. Of course, they don’t hold national elections every year, and almost all of the leaders are incumbents or politicians with already well-known agendas. If the timing of the presidential inauguration is so important, why didn’t a “March Barometer” foretell stocks’ future before 1934? From 1897 through 1933, the direction taken by the DJIA in January corresponded to the full year’s results 23 times out of 37, versus just 20 of 37 for March. The record throughout that interval stays the same even if you substitute the S&P for the Dow beginning in 1928, the first year they tabulated daily prices for the S&P.

Staunch defenders of the January Barometer like to commence their record keeping in 1938, citing the especially lopsided congressional margins enjoyed by Democrats earlier under the FDR Administration. This smacks of classic backfitting, however. Could the real reason behind the 4-year delay in implementation of their pet prognostic technique instead be the disastrous performance shown by The January Barometer in the 1934-1937 timeframe? In 1934, the S&P jumped a robust 10% in January, only to slide 19% during the next 12 months. If you sold on January’s 4% dip to kick off 1935, you missed a roaring 57% advance. And if a 4% rise in January 1937 enticed you to bite, the stock market’s October 1937 crash left you licking your wounds amid a 41% plunge. Another benefit to choosing 1938 as a starting point, while ignoring the entire 1897-1937 period, rests in the fact that most market years are up years, and the more recent era captures the secular bull markets of 1949-1968 and 1982-2000, leaving out the worst years of the Depression and the relatively dull markets of the first 20 years of the 20th century. In 1897-1937, stocks went up only 23 out of 41 times (56%), compared to 47 of 67 (one year was unchanged), or 70%, subsequently. January historically ranks as the second-strongest calendar month for stocks, trailing only December.

January Barometer’s Notable Failures

Still, in over a century since the advent of reliable daily stock averages, the January Barometer boasts a 72% (78 of 108) success rate, including a level of accuracy approaching 80% during those years in which the market closed higher in January, as was the case this year. Yet the S&P 500, through Friday, February 10, 2006, remains over 1% lower this month after hitting new bull market highs a few short weeks ago. Accordingly, this seems like a good time to examine some of the January Barometer’s most notable failures following those occasions when it appeared to call for further stock price appreciation.

1902: The DJIA established a final bull market peak in June 1901 and continued to edge down slightly in 1902.

1903: Railroad stocks had risen for over 6 years, more than tripling without a serious setback, when they topped in September 1902. Their yearlong bear market was just getting started when 1903 rolled around, and their eventual collapse would drag down the industrials.

1906: Final bull market high in late January, and the DJIA was nearly cut in half before the end of 1907.

1914: A 5-year bear market, which began with an unsuccessful assault on all-time highs in 1909, climaxes in July 1914 when authorities shut down the New York Stock Exchange at the outset of World War I.

1917: After stocks more than double to a November 1916 final top in the first couple of years of the War, in which America gets rich supplying the Allies in Europe, the market drops 40% by December 1917, as direct U.S. involvement in the conflict looms.

1929-31: Stocks crash after an explosive rally in the summer of 1929 caps an 8-year bull run, ushering in the Great Depression. Optimistic investors prematurely bid stocks higher to begin each of the next 2 years, only to regret it.

1934: After more than doubling in less than a year, the new bull market stalls following fresh highs in February 1934.

1937: A March top culminates an advance of nearly 5 years and 372% in the DJIA before the short but severe 1937-38 “Roosevelt Recession,” which saw industrial production fall faster than during 1929-32 and cut the Dow in half.

1946: A last thrust higher following a 10% February correction merely postpones the inevitable. The 129% DJIA gain in a span of more than 4 years culminating in a May 29, 1946 peak grossly understates the extent of the advance leading up to the high. The S&P does significantly better than that, and other averages leave the blue chips in the dust. Railroad stocks nearly triple, and the Dow Jones Utility Average quadruples.

1966: Another bull market launches in the second year of the decade, only to die in the 6th, as the Dow touches 1000 for the first time en route to a February 9, 1966 closing high.

1994: On February 2, the anniversary date that preceded the 1946 correction, and also in the 4th year of a bull market, stocks begin a 10% correction, as in 1946. This time, however, rather than quickly racing to a final top after the correction is over, the stock market trades in a narrow range throughout the rest of the year before busting out higher in 1995.

2001: The 1990s bull market amazingly lasts over 9 years, taking the NASDAQ Composite from a mere 325 to above 5000 in March 1990. After a run like that, the ensuing bear market wasn’t nearly complete despite a reflex rally in early 2005.

What Can be Learned?

Are there any lessons we can take from the 14 notable failures of the January Barometer described above?

Six of the examples (1902, 1903, 1917, 1930, 1931, 2001) involve false January rallies that developed in the early stages of bear markets. Clearly, we don’t fit into this category. The bear market following the late 1990s tech-stock mania bottomed on October 9, 2002. Our market attained its subsequent high-to-date just last month.

Could we have already seen the final top, or might the entire advance since 2002 represent nothing more than an elongated bear market rally? The latter possibility would be essentially unheard of, given the amount of time elapsed since the low. Nevertheless, bull markets have been known to expire in a shorter time than the 3 years and 3 months required to trudge to the January 11, 2006 closing highs in the DJIA and S&P.

Almost half of all previous misleadingly bullish Januarys came late in long or powerful bull markets, during the years (1906, 1929, 1934, 1937, 1946, 1966) of their final tops. The latter 3 such cases, like our present situation, all unfolded following “second-year lows,” but served up lengthier and more energetic advances than the 2002-06 bull market so far. The 2-month, 12% bounce in the S&P from its low last October 13 would represent an uncharacteristically brief and anemic concluding bull leg, especially anticlimactic on the heels of a flat year. Unlike 1946, 1965-66 and 1994, we haven’t seen a 10% market decline in some time. The largest correction the market could muster in 2005 was on the order of 7%. The less-than-stellar 52% maximum improvement in the closing price of the Dow since its October 9, 2002 trough is also tepid by bull market standards. As in 1942-46, the S&P is ahead of the DJIA, and broader indexes have crushed both blue-chip measures, but the S&P’s reluctance thus far to challenge its all-time high, unlike the Dow after it was similarly cut in half 100 years ago, further attests to the underachieving nature of the existing bull.

Still, this bull market is undeniably long in the tooth, and enough time remains in 2006 to set up a final top and then possibly stage a decline big enough to make a liar of The January Barometer for a 4th time in 6 years.

Do You Want To Know Dissimilarity Between a HYIP and a Ponzi?

2010-02-21T09:46:00.000+07:00

$8289.68 is a reality in month without work. I made it in this month without HUGE efforts. In this article I will tell you difference between a ponzi and a HYIP.

All you know that you can made money from investing into HYIP. Online HYIPs rarely provide information to their investors of what is done with their money. This makes it easy for fraudulent programs to succeed. Dishonest organizers can set up a website to look like the other HYIPs available on the net, wait for investors to place their money in their hand and then stop the activity and walk away with the cash.

What exactly is a ponzi scheme??

Ponzi schemes or pyramid schemes has nothing to do with investments, business or sales. Simply because they do not trade your money or they do not sell you anything. The fact is that a ponzi scheme uses the money of new investors to pay out old investors. Some ponzi schemes are surviving a few weeks and some of them even a few months. But this is for sure they all go die after some time. Why? Because mathematically it is impossible to find new investors. Or sometimes the legal authorities find out the ponzi scheme and close it.

A true Ponzi scheme usually promotes what appears to be a real investment opportunity which investors may contribute to without actually being an affiliate, distributor etc. A pyramid scheme, on the other hand, usually requires that participants make a payment for the right to recruit other people into the scheme, at which point they will receive money.

There are a number of ways to spot a Ponzi scheme from a genuine HYIP opportunity. You can find many hyips on theHYIPs.net Firstly, be wary of schemes that offer a high daily percentage return. If a site offers you 40% a day on your investment, you should question where the funds will come from to make that level of payment. Secondly, although HYIPs often pay you for referring others to their schemes, these payments are often low. If you are offered 10% per referral it is worth considering if that may be because referrals are the only way for the system to keep going. Lastly, look closely at the site and its design and functionality. If you spot a lot of content that looks as though it has been simply copied from another website, or if the design and layout is particularly amateurish, it could well be that the organizers know that it will not be needed for long as the system is only a short term thing to make them money.

Be wary of anything that sounds too good to be true. It probably is if it sounds like it might be. Anyone that promises a guaranteed return in any amount of time is probably not legitimate. There is no such thing as a guaranteed return when it comes to investing money. And on any return there is no guaranteed amount that can be returned. So either promise is someone out to scam you. Common sense goes a long way when it comes to investing money anywhere.

A Company’s Story Must Carry Impingement Value to Obtain Widespread Publicity

2010-01-12T12:50:00.000+07:00

Advertising (8th Edition)Quality management is certainly a key motivation in attracting a reporter’s attention. This helps persuade the reporter or a radio/TV producer that the proposed interview isn’t going to be with someone who has “nothing to say” or just rehashing a cliché or tired, old story. Creative Advertising, New Edition The higher the title and the better known a company, the greater the “impingement” a PR pitch (that’s what publicity people use to sell a reporter) impacts upon a member of the media. If someone from the publicity department at Microsoft calls Fortune magazine to ask about profiling Bill Gates, the pitch will have major impingement value. Few names have this kind of clout, either personally or corporately. How to Get Ahead In Advertising

In any event, the senior editor of the major magazine will still inquire about the story angle. The editor will want to know, “What are we going to talk about?” Ultimately, it is the outstanding story that sells magazines or newspapers, not just the big name. Not all such stories involve a big name speaking or spouting his thoughts for the day. Often, better stories evolve when there is a strong newsworthy angle. Let’s look at two recent stories – one which involves a uranium company and another one about a coalbed methane (CBM) company, which we’ve covered in this column.
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On Thursday, Pacific Asia China Energy (PACE) was featured in the Financing section of Canada’s Globe and Mail newspaper. Headlined “High-Energy Performer,” the opening sentences told us why the reporter was interested: “PACE holds contracts to help China explore for and develop its coalbed methane (CBM) resources – fuel China needs to help satisfy its energy demands.”
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The big story, which drew the newspaper to Pacific Asia China Energy, was China. PACE piggybacked that story because the company may be helping to offer a legitimate solution to the country’s energy mix. Part of the big story is the possible size of the recoverable gas, estimated in a technical report by Sproule International to be as large as 11.2 trillion cubic feet of gas.

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Those two items enhanced the reporter’s interest in PACE. China needs alternative energy sources, such as CBM, to improve their energy mix – from a near total dependence upon coal. And, PACE has a potentially huge resource, which could last a good number of years. Such a gas resource could be sufficiently large to make an impact on China. After all, China has proven reserves of a little more than 30 trillion cubic feet. Another 11 trillion cubic feet, should the potential be proven up, would represent a significant increase of available gas in a very large country. By itself, this could later develop into a major international energy story, reported upon by a great number of news media. Another impingement about the reporter is having the satisfaction of reporting upon a good story, well before others write the story.

Chatter in the newsroom:
“Did you hear about PACE’s gas discovery in China, Bob?”
Bob’s Reply: “Oh that one. Yeah, I wrote about it eight months ago!”
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Therefore, there are multiple impingement points in this story. Each “draw,” or a reason to attract eyeballs to the story, is another point the story must score, for the reporter and his editor, to overcome the hurdles of being featured in a major publication. China is a draw. The size of the PACE coalbed methane gas resource is a draw. The potential impact upon China’s energy mix is a draw. Writing about it before the rest of the pack jumps on the bandwagon? That’s a draw, too. In this case, four draws sufficiently attracted media coverage for this small CBM development company.
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Sometimes, the timing is just perfect, and the overpowering “big story” accidentally introduces a lucky guy onto the world’s stage. On the same Thursday, the PACE story was carried in the Globe and Mail, the Chief Executive of a tiny Canadian uranium company impinged on a Russian news service reporter in Hong Kong. Such was the good fortune for Craig Lindsay, a Certified Financial Analyst, who has spent more than 16 years in corporate finance, investment banking and business development, according to the website of Magnum Uranium, for which he now serves as Chief Executive.
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While Magnum has a market capitalization of about $15 million, and Lindsay is neither a geologist nor engineer, RIA Novosti news agency touted him as a “well-known energy expert.” Admittedly, Lindsay gave a great speech at the Hong Kong Club for foreign correspondents. Cleverly, he announced, “Uranium may be the next oil,” during his speech. As many other industry experts have predicted, Lindsay also forecast uranium “may hit $50/pound by the end of the year.” So many are now announcing this it is likely to become a self-fulfilling prophesy.
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What elevated Lindsay’s publicity was not what he said in his speech. Most of his commentary has been already been reported in numerous publications, including in our columns. (What reporters really hate is rehashing old news to give someone publicity!) It was to whom Lindsay was speaking, and especially the “timing” as to when it was said. Here is how Craig Lindsay got his “15 minutes of fame.”
Samsung LN32B460 32-Inch 720p LCD HDTV
About six hours earlier, the very same Russian news agency reported that Russia and Kazakhstan had signed a uranium deal worth $1 billion. The photos of Russian President Vladimir Putin and Kazakh President Nursultan Nazarbayev appeared as the photo op which goes with such really big stories. This was a major event involving two very big names, and among the biggest names and countries in the uranium sector. This was also Russia’s first contract to import uranium; Kazakhstan is the world’s third largest uranium producer. All of this is “big news.”
Soap, Sex, and Cigarettes: A Cultural History of American Advertising
The clever Russian freelance reporter, who attended the Lindsay speech in Hong Kong, probably text-messaged or emailed his editor by Blackberry, tried to piggyback the Russian-Kazak story with his own story. Yes, that is how timing works. As soon as a major event takes place, other journalists rush to piggyback the event with “their” story. The Russian reporter scored points with his editor and got his story filed (slang for published).
Advertising Now. Print (Midi Series) (Spanish Edition)
Two cunning gentlemen, the Russian stringer (slang for freelance reporter), and Craig Lindsay (whose name was spelled Kreig Lindsay in the article), both accomplished their purposes. Mr. Lindsay got his company into the world’s spotlight. The Russian stringer got a great story. The reporter threw up a softball question, for which Mr. Lindsay supplied the desired answer.

What was the question the reporter asked Lindsay? That’s pretty obvious from what the reporter published in his article. Here is a clip from the Moscow News article:

Foreign investors are ready to invest in Russia’s uranium industry, if Moscow wants this to happen and establishes a necessary legal base,” Lindsay said. “I believe that Russia is one of the most promising directions for this kind of investments, it is an undeveloped market, full of opportunities. My company will be the first to come to Russia, if the necessary conditions are created,” he added.
Advertising and Integrated Brand Promotion
Nowhere in Lindsay’s speech did Magnum Uranium’s Chief Executive discuss investing in Russia. However, the reporter NEEDED a good quote. It had to tie-in with “investing in Russia for uranium development.” Lindsay accommodated. He didn’t commit to investing in Russia, but he kept the door open. Magnum Uranium recently announced the acquisition of a 1,080-acre land package in Converse County, Wyoming. The company is also exploring for uranium in both Wyoming and the Athabasca Basin. Its finances are probably already stretched from both exploration and acquisition activities. Magnum’s market capitalization would probably be insufficient to launch investments into Russia, at this time.
Advertising by Design: Creating Visual Communications with Graphic Impact
However, Lindsay did a great job getting his company this caliber of publicity. And he got the uranium sector excellent publicity. He capitalized upon an impinging story – a story that did show up on the world’s radar – by correctly supplying an answer the Russian journalist was trying to prod out of him.
Advertising: New Techniques for Visual Seduction
This is the essence of how journalists and publicity-seekers work together. If the PR person gives the journalist the story angle he is looking for within the bigger story, chances are it will appear in print. A History of Advertising (Basic Architecture Series)Piggybacking a “main event” is the most common way to increase one’s impingement value to a reporter. And by being a cunning interviewee for his Russian reporter, Craig Lindsay just got Magnum Uranium into this column as well!
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Cheap Strategy to Play Microsoft

2010-01-12T12:38:00.000+07:00

Microsoft Office Home and Student 2007

Bill Gates is super rich but his once high-flying software company has been in the doldrums since mid-2002 after falling from the $35 level. The problem with Microsoft (MSFT) has been its failure to grow both its revenues and earnings at the superlative rates the company once enjoyed.
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Any company the size of Microsoft, with a market-cap of $242 billion, will find growth an issue because of its size. But this is not to say the stock is dead. Far from it, Microsoft remains a viable long-term software company and is cash rich with $34 billion or $3.28 per share in cash. Microsoft Windows 7 Home Premium Upgrade

This gives the stock plenty of financial flexibility to develop or buy growth technologies.
Microsoft just announced it would spend $1.1 billion in R&D at its MSN Internet unit in the FY07. And according to the Wall Street Journal, Microsoft is exploring the possibility of taking a stake in Internet media company Yahoo (YHOO) to take on Internet advertising behemoth Google (GOOG).

But with an estimated five-year earnings growth rate of a pitiful 12%, the company has its work cut out for it. Trading at 16.30x its estimated FY07 EPS of $1.44, the stock is not expensive but appears to be priced not as a growth stock.
Microsoft Outlook 2007
Its PEG on the surface of 1.51 is not cheap, but if you discount in the cash of $3.28 per share, the estimated PEG falls to around 1,0, a decent valuation. Also, if Microsoft can improve on its estimated 12% growth rate, the PEG would decline further.
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The fact is Microsoft at the current price deserves a look. If you want to play the stock but don’t want to shell out the $2,347 for a 100-share block, you may want to take a look at the long-term options, also known as LEAPS. For instance, the in-the-money January 2008 $22.50 Microsoft Call LEAPS not set to expire until January 18, 2008 currently costs $380 a contract (100 shares).
MCSE Self-Paced Training Kit (Exams 70-290, 70-291, 70-293, 70-294): Microsoft Windows Server 2003 Core Requirements
This means you risk a total of $380 for the chance to participate in the potential upside of 100 shares of Microsoft over the next 20 months. The breakeven price is $26.30. If Microsoft breaks $26.30, you would begin to make money on your LEAPS. Conversely, if Microsoft fails to do anything, your maximum risk is $380 on the initial option play.
Microsoft Office Professional 2007 FULL VERSION
Warning: The aforementioned example is for illustrative purposes only and not to be construed as an actual option strategy. Due to the higher risk inherent in options, I recommend you speak with an investment professional before deciding to employ any strategy involving options.

Microsoft LifeCam VX-6000 (68C-00001)

MCSE Self-Paced Training Kit (Exams 70-290, 70-291, 70-293, 70-294): Microsoft Windows Server 2003 Core Requirements

Microsoft LifeCam Cinema

Golden Rules for Stock Trading Success

2010-01-12T12:33:00.000+07:00

Core Trading Tactics

Your stock trading rules are your money. When you follow your rules you make money. However if you break your own stock trading rules the most likely outcome is that you will lose money.
The Truth About Day Trading Stocks: A Cautionary Tale About Hard Challenges and What It Takes To Succeed (Wiley Trading)
Once you have a reliable set of stock trading rules it is important to keep them in mind. Here is one discipline that can reap rewards. Read these rules before your day starts and also read the rules when your day ends.

Rule 1: I must follow my rules.
Trend Trading for a Living: Learn the Skills and Gain the Confidence to Trade for a Living
Naturally if you develop a set of rules they are to be followed. It is human nature to want to vary or break rules and it takes discipline to continue to act in accordance with the established rules.

Rule 2: I will never risk more than 3% of my total portfolio on any one stock trade.
Introduction to Options Trading
There are many old traders. There are many bold traders. But there are never any old bold traders. Protecting your capital base is fundamental to successful stock market trading over time.

Rule 3: I will cut my losses at 5% to 15% when I am wrong without question.
The Market Guys' Five Points for Trading Success: Identify, Pinpoint, Strike, Protect and Act!
Some traders have an even lower tolerance for loss. The key point here is to have set points (stop loss) within the limits of your tolerance for loss. Stay informed about the performance of you stock and stick to your stop loss point.

Rule 4: Never set price targets.
High Probability Trading Strategies: Entry to Exit Tactics for the Forex, Futures, and Stock Markets (Wiley Trading)
This is a style that will allow me to get the most out of rising stocks. Simply let the profits run. Realistically, I can never pick tops. Never feel a stock has risen too high too quickly. Be willing to give back a good percentage of profits in the hope of much bigger profits.

The big money is made from trading the really BIG moves that I can occasionally catch.
High Probability trading
Rule 5: Master one style.

Keep learning and getting better at this one method of trading. Never jump from one trading style to another. Master one style rather than become average at implementing several styles.

Rule 6: Let price and volume be my guides.
Generate Thousands in Cash on your Stocks Before Buying or Selling Them: Third Edition
Never listen to any opinion about the stock market or individual stocks you are considering trading or are already trading. Everything is reflected in the price and volume.

Rule 7: Take all valid signals that show up.
An Introduction to Option Trading Success [DVD] with James Bittman
Don't make excuses. If an entry signal shows up you have no excuse not to take it.

Rule 8: Never trade from intra-day data. There is always stock price variation within the course of any trading day. Relying on this data for momentum trading can lead to some wrong decisions.

Rule 9: Take time out.
The Swing Traders Bible: Strategies to Profit from Market Volatility (Wiley Trading)
Successful stock trading isn't solely about trading. It's also about emotional strength and physical fitness. Reduce the stress every day by taking time off the computer and working on other areas. A stressful trader will not make it in the long term.

Rule 10: Be an above average trader.
The History of Dow Jones
In order to succeed in the stock market you don't need to do anything exceptional. You simply need to not do what the average trader does. The average trader is inconsistent and undisciplined. Ask yourself every day, "Did I follow my method today?" If your answer is no then you are in trouble and it's time to recommit yourself to your stock trading rules.
Come Into My Trading Room: A Complete Guide to Trading

Investing in Penny Stocks

2010-01-12T12:29:00.000+07:00

Investments: Analysis and Management

Investing in penny stocks provides traders with the opportunity to dramatically increase their profits, however, it also provides an equal opportunity to lose your trading capital quickly. These 5 tips will help you lower the risk of one of the riskiest investment vehicles.

1. Penny Stocks are a penny for a reason.
While we all dream about investing in the next Microsoft or the next Home Depot, the truth is, the odds of you finding that once in a decade success story are slim. These companies are either starting out and purchased a shell company because it was cheaper than an IPO, or they simply do not have a business plan compelling enough to justify investment banker's money for an IPO. This doesn't make them a bad investment, but it should make you be realistic about the kind of company that you are investing in.

Investments (6th Edition)
2. Trading Volumes
Look for a consistent high volume of shares being traded. Looking at the average volume can be misleading. If ABC trades 1 million shares today, and doesn't trade for the rest of the week, the daily average will appear to be 200 000 shares. In order to get in and out at an acceptable rate of return, you need consistent volume. Also look at the number of trades per day. Is it 1 insider selling or buying? Liquidity should be the first thing to look at. If there is no volume, you will end up holding "dead money", where the only way of selling shares is to dump at the bid, which will put more selling pressure, resulting in an even lower sell price.

3. Does the company know how to make a profit?
While its not unusual to see a start up company run at a loss, its important to look at why they are losing money. Is it manageable? Will they have to seek further financing (resulting in dilution of your shares) or will they have to seek a joint partnership that favors the other company?
Essentials of Investments with S&P bind-in card (Mcgraw-Hill/Irwin Series in Finance, Insurance and Real Estate)
If your company knows how to make a profit, the company can use that money to grow their business, which increases shareholder value. You have to do some research to find these companies, but when you do, you lower the risk of a loss of your capital, and increase the odds of a much higher return.
Investment Banking: Valuation, Leveraged Buyouts, and Mergers and Acquisitions (Wiley Finance)
4. Have an entry and exit plan - and stick to it.
Penny stocks are volitile. They will quickly move up, and move down just as quickly. Remember, if you buy a stock at $0.10 and sell it at $0.12, that represents a 20% return on your investment. A 2 cent decline leaves you with a 20% loss. Many stocks trade in this range on a daily basis. If your investment capital is $10 000, a 20% loss is a $2000 loss. Do this 5 times and you're out of money. Keep your stops close. If you get stopped out, move on to the next opportunity. The market is telling you something, and whether you want to admit it or not, its usually best to listen.
Investment Analysis and Portfolio Management (with Thomson ONE - Business School Edition)
If your plan was to sell at $0.12 and it jumps to $0.13, either take the 30% gain, or better still, place your stop at $0.12. Lock in your profits while not capping the upside potential.
Investments (with Thomson ONE - Business School Edition and Stock-Trak Coupon)
5. How did you find out about the stock?
Most people find out about penny stocks through a mailing list. There are many excellent penny stock newsletters, however, there are just as many who are pumping and dumping. They, along with insiders, will load up on shares, then begin to pump the company to unsuspecting newsletter subscribers. These subscribers buy while insiders are selling. Guess who wins here.

Not all newsletters are bad. Having worked in the industry for the last 8 years, I have seen my share of unscrupulous companies and promoters. Some are paid in shares, sometimes in restricted shares (an agreement whereby the shares cannot be sold for a predetermined period of time), others in cash.
Fundamentals of Investments with S&P & Stock Trak Card
How to spot the good companies from the bad? Simply subscribe, and track the investments. Was there a legitimate opportunity to make money? Do they have a track record of providing subscribers with great opportunities? You'll start to notice quickly if you have subscribed to a good newsletter or not.
Quantitative Investment Analysis (CFA Institute Investment Series)
One other tip I would offer to you is not to invest more than 20% of your overall portfolio in penny stocks. You are investing to make money and preserve capital to fight another battle. If you put too much of your capital at risk, you increase the odds of losing your capital. If that 20% grows, you'll have more than enough money to make a healthy rate of return. Penny stocks are risky to begin with, why put your money more at risk?

Essentials of Investments

Researching a Stock Trade Before Investing

2010-01-12T12:24:00.000+07:00

Investors Business Daily

Once you determine which business cycle the economy is currently in you can start researching for a trade. It is best to have some sort of a system in place that will be used before EACH trade. Here is a simple 5 Step formula to help get you started.
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5 Steps to Investing Online:

1. Find a stock
This is the most obvious and most difficult step in stock trading. With well over 10,000 stocks to trade a good rule of thumb to consider is time of the year. For example, as I write this, it is the beginning of spring. It would make sense to consider stocks that traditionally make runs, or slide if you are bearish, during this time of year.

2. Fundamental Analysis
Many short term traders may disagree with the need to do ANY Fundamental Analysis, however knowing the chart patterns from the past and the news regarding the stock is relevant. AUDIO SUCCESS DOLF DE ROOS REAL STATE INVESTORS COLLEGE (AUDIO BOOK)

An example would be earnings season. If you are planning
on playing a stock to the upside that has missed its earnings target the last 3 quarters, caution could be in order.
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3. Technical Analysis
This is the part where indicators come in. Stochastics, the MACD, volume, moving averages, RSI, CCI, support levels, resistance levels and all the rest. The batch of indicators you choose, whether lagging or leading, may depend on where you get your education.
Personal Real Estate Investor
Keep it simple when first starting out, using too many indicators in the beginning is a ticket to the land of big losses. Get very comfortable using one or two indicators first. Learn their intricacies and you'll be sure to make better trades.

4. Follow your picks
Once you have placed a few stock trades you should be managing them properly. If the trade is meant to be a short term trade watch it closely for your exit signal. If it's a swing trade, watch for the indicators that tell you the trend is shifting. If it's a long term trade remember to set weekly or monthly checkups on the stock.
The Investment Banking Handbook (Frontiers in Finance Series)
Use this time to keep abreast of the news, determine your price targets, set stop losses, and keep an eye on other stocks that you may want to own as well.

5. The big picture
As the saying goes, all ships rise and fall with the tide. Knowing which sectors are heating up stacks the chips in your favor.
For example, if you are long (expecting price to go up) on an oil stock and most of the oil sector is rising then more likely than not you are on the right side of the trade. Several trading platforms will give you access to sector-wide information so that you can get the education you need.
Beckett Graded Card Investor and Price Guide

Steps To Profitable Stock Picking

2010-01-12T12:18:00.000+07:00

Investments + Standard and Poor's Educational Version of Market Insight (Irwin/McGraw-Hill Series in Finance, Insurance and Real Estate)

Stock picking is a very complicated process and investors have different approaches. However, it is wise to follow general steps to minimize the risk of the investments. This article will outline these basic steps for picking high performance stocks.
Investments (6th Edition)
Step 1. Decide on the time frame and the general strategy of the investment. This step is very important because it will dictate the type of stocks you buy.
Essentials of Investments with S&P bind-in card (Mcgraw-Hill/Irwin Series in Finance, Insurance and Real Estate)
Suppose you decide to be a long term investor, you would want to find stocks that have sustainable competitive advantages along with stable growth. The key for finding these stocks is by looking at the historical performance of each stock over the past decades and do a simple business S.W.O.T. (Strength-weakness-opportunity-threat) analysis on the company.

If you decide to be a short term investor, you would like to adhere to one of the following strategies:
Investments
a. Momentum Trading. This strategy is to look for stocks that increase in both price and volume over the recent past. Most technical analyses support this trading strategy. My advice on this strategy is to look for stocks that have demonstrated stable and smooth rises in their prices. The idea is that when the stocks are not volatile, you can simply ride the up-trend until the trend breaks.

b. Contrarian Strategy. This strategy is to look for over-reactions in the stock market. Researches show that stock market is not always efficient, which means prices do not always accurately represent the values of the stocks. When a company announces a bad news, people panic and price often drops below the stock's fair value. Investments + Standard and Poor's Educational Version of Market Insight

To decide whether a stock over-reacted to a news, you should look at the possibility of recovery from the impact of the bad news. For example, if the stock drops 20% after the company loses a legal case that has no permanent damage to the business's brand and product, you can be confident that the market over-reacted. My advice on this strategy is to find a list of stocks that have recent drops in prices, analyze the potential for a reversal (through candlestick analysis). If the stocks demonstrate candlestick reversal patterns, I will go through the recent news to analyze the causes of the recent price drops to determine the existence of over-sold opportunities.
Investments with S&P bind-in card
Step 2. Conduct researches that give you a selection of stocks that is consistent to your investment time frame and strategy. There are numerous stock screeners on the web that can help you find stocks according to your needs.

Step 3. Once you have a list of stocks to buy, you would need to diversify them in a way that gives the greatest reward/risk ratio. One way to do this is conduct a Markowitz analysis for your portfolio. The analysis will give you the proportions of money you should allocate to each stock. This step is crucial because diversification is one of the free-lunches in the investment world.
Investments: An Introduction (with Thomson ONE - Business School Edition and Stock-Trak Coupon)
These three steps should get you started in your quest to consistently make money in the stock market. They will deepen your knowledge about the financial markets, and would provide a sense of confidence that helps you to make better trading decisions.